Car accidents can be highly stressful -financially, emotionally, and physically. When you get into a car accident, there are many things at stake. Due to the physical injuries you incur, you may need to spend a lot of money on your medical treatment. Moreover, the recovery time will also impact your source of income since you will need to take adequate rest to get well.
When you file for compensation, the process can be challenging. One of the most common challenges victims encounter when they file for a car accident claim is the insurance company refusing to pay them. In such a situation, a Tucson auto accident attorney can assist you in understanding the reasons for the refusal and fight for your rights.
Who is responsible for paying for the damages according to Arizona law?
Your first step after the accident should be to report the accident to the insurance company. The insurance company will determine who is responsible for the accident by conducting a thorough investigation. In a comparative fault state -Arizona, the person at fault is responsible for paying for all the damage and losses for the victim in a car accident.
Denied claim for a car accident by the insurance company.
The insurance company does not work in your best interest. The insurance company staff are trained to give minimum payment. The insurance company will try to stall you when you provide the company with all the evidence. In many cases, one of the common reasons that the insurance company offers to deny your claim is finding faults in your evidence. Moreover, the insurance company will find every evidence that will prove that you are at least partially responsible. In such cases, the company will deny the claim saying you are not eligible for compensation.
Another common reason is your medical cost being too high. The company will argue that the amount you are demanding is too high.
Your next step!
Your claim is denied can stress you even more. You may be confused about your options and how you will pay the piling bills. Therefore, a car accident lawyer can help ease your anxiety and burden to find where your claim went wrong.
In many cases, the lawyer will help negotiate the proper settlement amount with the insurance company that covers all your losses and damages. Remember, the statute of limitation in a car accident in Tucson, Arizona, is limited. So, you must ensure to take action promptly.